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Lenders typically allow lower credit scores on VA loans as well. While most lenders require just a 640 score, some allow you to have a score as low as 620. The VA home loan is the easiest 100% home financing option available. If you have served in the military, the VA home loan is worth checking into. FHA Home Loans are a Zero Down Mortgage

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A land loan allows you to purchase a lot & stake your claim before you ever begin. 90 percent financing; No building requirements from the lender (subdivision.

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