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You need a new roof and other home repairs. Then you see a late-night television commercial about something called a reverse mortgage. “You know some people have told me reverse mortgages sound too.
Reverse mortgages can use up the equity in your home, which means fewer assets for you and your heirs. Most reverse mortgages have something called a “non-recourse” clause. This means that you, or your estate, can’t owe more than the value of your home.
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Reverse mortgages may be the. While the loans are made by private mortgage lenders, they are insured by the federal government, which guarantees that borrowers will never owe more than the house is.